Loans built around your plan.
Home, personal, business, vehicle, education, gold and 8 more loan products — compared across banks and NBFCs, with one advisor handling the paperwork.
Check eligibilityOne desk, every lender compared
We are a DSA partner working with authorised banks and NBFCs — not a lender ourselves — so every recommendation is matched to your profile, not pushed to meet a quota.
Pick a loan to see full details
Rates and amounts are indicative — your advisor confirms exact terms once lenders are shortlisted for your profile.
Home Loan
Purchase & constructionCompetitive rates for new purchase, under-construction property or balance transfer, with guidance on PMAY subsidy eligibility.
Interest paid (up to ₹2L/year on a self-occupied home) and principal repaid (up to ₹1.5L under Section 80C) may qualify for tax deduction — confirm the exact benefit with your CA.
Eligibility
- Age 21–65 at loan maturity
- Stable income source
- Clear property title
Documents
- Income proof (salary/ITR)
- Property documents
- KYC & bank statements
Personal Loan
Collateral-freeQuick, unsecured funding for weddings, travel, medical needs, home renovation or any personal expense — minimal documentation, fast disbursal.
A shorter tenure means a higher EMI but far less total interest paid — your advisor can show you both options side by side before you decide.
Eligibility
- Salaried or self-employed, age 21–58
- Minimum income ₹15,000/month
- Reasonable CIBIL score
Documents
- PAN & Aadhaar
- Salary slips or ITR
- Last 3–6 months' bank statements
Business Loan
Working capital & growthWorking capital, expansion funding, equipment purchase and collateral-friendly MSME options, matched to your business profile.
Lenders usually prefer businesses with consistent GST filings and healthy bank credits over the last 6–12 months — keeping these clean improves your approval odds.
Eligibility
- Business vintage of 1+ year
- Minimum annual turnover criteria
- Valid GST registration
Documents
- GST returns (12 months)
- ITR & financial statements
- Business registration proof
Vehicle Loan
New & used carsFinancing for new or used cars, with up to 90% of the on-road price funded and quick approval against the vehicle itself as security.
A higher down payment, above the lender's minimum, usually unlocks a better interest rate and a lighter EMI.
Eligibility
- Age 21–65, salaried or self-employed
- Stable monthly income
- Valid driving licence (recommended)
Documents
- KYC & income proof
- Vehicle quotation / proforma invoice
- Bank statements
Two Wheeler Loan
Bikes & scootersFast-tracked financing for bikes and scooters, with minimal paperwork and instant in-principle approval at most dealerships.
Many dealerships offer instant, in-store approval for salaried applicants with a clean credit history.
Eligibility
- Age 21–60
- Minimum income ₹10,000/month
- Valid address proof
Documents
- KYC & income proof
- Vehicle quotation
- Passport-size photographs
Tractor Loan
Farm & agri equipmentFinancing for tractors and farm equipment, with repayment schedules aligned to harvest and crop cycles.
Some lenders offer seasonal repayment schedules aligned with your harvest cycle — ask your advisor if this applies to your lender.
Eligibility
- Farmer or landowner, age 18–65
- Land ownership or cultivation records
- Stable agri or allied income
Documents
- Land records (7/12, khasra-khatauni, etc.)
- KYC documents
- Equipment quotation
OD / CC Loan
Overdraft & cash creditA revolving credit line against your business turnover or security — draw funds as needed and pay interest only on the amount used.
You pay interest only on the amount you actually draw, not the full sanctioned limit — ideal for businesses with fluctuating cash needs.
Eligibility
- Business vintage of 2+ years
- Consistent turnover & banking history
- Collateral or security (for higher limits)
Documents
- GST returns & ITR
- Bank statements (12 months)
- Collateral / security documents
Education Loan
India & abroadCovers tuition, hostel and living costs for courses in India or abroad, with a moratorium period through the course and a clear repayment plan after.
Interest paid on an education loan may be eligible for tax deduction under Section 80E for up to 8 years — confirm the exact benefit with your CA.
Eligibility
- Confirmed admission to a recognised institute
- Co-applicant (parent/guardian) with income proof
- Good academic record
Documents
- Admission letter & fee structure
- Academic records
- Co-applicant's income proof & KYC
Gold Loan
Against gold ornamentsFast, same-day funding against your gold ornaments, with the gold held securely by the lender until the loan is closed.
The loan amount depends on your gold's purity and weight — most lenders fund 75–90% of its current market value.
Eligibility
- Age 18 and above
- Ownership of gold ornaments (18–22 karat)
- Valid KYC
Documents
- PAN & Aadhaar
- Gold ornaments for valuation
- Passport-size photograph
Loan Against Property
Unlock property valueUnlock funds against your residential or commercial property at attractive rates — for business expansion, education or any large expense.
Because it's secured against property, LAP usually offers a lower rate and a higher loan amount than an unsecured personal or business loan.
Eligibility
- Clear title on residential/commercial property
- Stable income source
- Age 21–65
Documents
- Property title documents
- Income proof
- KYC documents
MSME Loan
For small & medium businessCollateral-friendly funding for micro, small and medium enterprises, for working capital, machinery or expansion — including schemes under Udyam registration.
Udyam-registered businesses may also qualify for government subsidy and collateral-free schemes — we'll check what applies to your business.
Eligibility
- Valid Udyam (MSME) registration
- Business vintage of 1+ year
- Regular GST filings
Documents
- Udyam registration certificate
- GST returns & ITR
- Bank statements
PM Mudra Loan
Shishu, Kishor & TarunGovernment-backed collateral-free loans for non-corporate, non-farm micro and small enterprises, under the Shishu (up to ₹50K), Kishor (up to ₹5L) and Tarun (up to ₹10L) categories.
No collateral is required for Mudra loans — funding is assessed on your business activity and plan, not on security pledged.
Eligibility
- Non-corporate, non-farm micro/small enterprise
- No existing default with any lender
- Business plan or proof of activity
Documents
- KYC & business proof
- Business plan / activity details
- Bank statements (where applicable)
PMAY Housing Loan
Subsidised home loanHome loans under the Pradhan Mantri Awas Yojana, with interest subsidy (CLSS) for eligible EWS, LIG and MIG category first-time homebuyers.
The CLSS interest subsidy is credited upfront to your loan account, directly reducing your outstanding principal and EMI.
Eligibility
- First-time homebuyer (no other pucca house)
- Falls under EWS / LIG / MIG income category
- Property meets scheme carpet-area limits
Documents
- Income certificate
- Property documents
- KYC & bank statements
Loan Balance Transfer
Lower your EMIMove your existing loan to a lender offering a lower rate — reduce your EMI, shorten your tenure, or free up extra funds (top-up).
Compare the total cost — new rate plus transfer charges — against your remaining interest on the old loan before switching.
Eligibility
- Good repayment track record
- Existing loan with 6+ months' history
- Reasonable CIBIL score
Documents
- Existing loan statement
- Income proof
- KYC documents
See your monthly EMI before you apply
Slide the numbers to see what a loan would cost each month and over its lifetime.
What most lenders look for
The exact list varies by product and lender — your advisor confirms what applies to you.
A healthy CIBIL score
We run a soft check and suggest how to improve it if needed.
Valid KYC
PAN, Aadhaar and address proof, ready to upload digitally.
Stable income
Salary slips, ITR or GST returns depending on the loan type.
Clean bank statements
Last 3–6 months, showing regular inflows and no bounced payments.
From enquiry to disbursal
The same four steps, whichever loan you choose.
Share your requirement
A quick call or enquiry form to understand the loan type and amount you need.
Lender matching
Your profile is checked across our bank and NBFC partners for the best fit.
Documentation
Upload documents digitally — we verify and submit on your behalf.
Approval & disbursal
We track the application until funds are disbursed to your account.
Questions, answered
Can't find what you are looking for? Talk to an advisor and we will walk you through it.
Talk to an advisorHow long does loan approval take?
It depends on the lender and loan type — personal loans can be approved in 24–48 hours, while secured loans like home loans take longer due to property verification.
Will checking my eligibility affect my CIBIL score?
No. Our initial eligibility check is a soft enquiry and has no impact on your credit score.
Can I get a loan with a low CIBIL score?
We still explore options such as secured loans or a co-applicant with better credit, and advise how to improve your score for future applications.
Is Prime Solution a bank or NBFC?
No. We are a DSA (Direct Selling Agent) — we help match you to authorised lending partners and assist with the application. Final approval and terms are decided by the lender.
Can I prepay or foreclose my loan early?
Most loans allow part-prepayment or foreclosure after a minimum lock-in, though charges vary by lender. We confirm this upfront before you sign.
Prime Solution is a DSA (Direct Selling Agent) and lead-generation platform, not a bank or NBFC. Loan approval, interest rates, credit limits and card issuance are decided solely by the respective lending partner and are subject to their eligibility criteria and credit policy. We do not guarantee loan approval, a specific interest rate or credit limit for any applicant.
Ready to find your loan?
Tell us what you need — we'll match you to the right lender and handle the paperwork.